.has-sidebar{--site-header-height:80px;--sidebar-width:232px;--ui-line:#dfe7ef;--ui-muted:#50677e;--ui-surface:#f5f8fc;--ui-radius:min(var(--radius,16px),14px);--rule:#dfe7ef;--muted:#50677e}body{color:#183a58;background:var(--page-bg,#fff);text-rendering:optimizeLegibility}button,input,select,textarea{font-family:inherit}a,button,input,select,textarea{-webkit-tap-highlight-color:transparent}.site-content{background:#fff}.site-content main{min-height:60vh}.site-header{border-top:3px solid var(--primary);border-bottom:1px solid var(--ui-line);background:#fff;box-shadow:0 3px 16px #183a5805}.site-header .header-inner{height:76px;gap:22px}.site-header .brand{gap:10px;flex-shrink:0;font-size:25px;letter-spacing:-.8px}.brand-mark svg{width:38px;height:38px}.site-header .brand-suffix{font-size:13px;letter-spacing:0;color:#536b82}.site-header .header-ency-label{margin-top:4px;font-size:10px!important;letter-spacing:.2px;color:#526a80}.site-header .main-nav{margin-left:auto;gap:25px;align-self:stretch}.site-header .main-nav>a{display:flex;align-items:center;align-self:stretch;position:relative;font-size:14px;font-weight:500;color:#2c4b67;text-decoration:none;white-space:nowrap}.site-header .main-nav>a:hover{color:#075e9d;text-decoration:none}.site-header .main-nav>a[aria-current]{color:#075e9d;font-weight:600}.site-header .main-nav>a[aria-current]:after{content:"";position:absolute;bottom:12px;left:0;right:0;height:3px;background:var(--accent);border-radius:3px}.site-header .header-search-link{margin:0;display:flex;align-items:center;gap:8px;min-height:39px;padding:8px 12px;border:1px solid #dce5ee;background:#f7faff;border-radius:8px;color:#345978;font-size:12px;white-space:nowrap}.site-header .header-search-link:hover{background:#edf4fb;border-color:#afc8dd}.site-header .header-action{border-radius:8px;background:#c54b0d;border-color:#c54b0d;color:#fff;font-size:13px;min-height:41px;padding:10px 15px;gap:12px;white-space:nowrap}.site-header .header-action:hover{background:#b9480d;border-color:#b9480d}.site-header .main-nav .mobile-nav-action,.site-header .mobile-nav-arrow,.site-header .mobile-nav-caption{display:none}.left-sidebar{background:#f7f9fc;padding:19px 12px 20px;border-color:#e1e8f0}.sidebar-collapse{border:1px solid #dce5ee;border-radius:8px;background:#fff;min-height:39px;color:#375c7a;font-size:12px}.sidebar-intro{padding:22px 10px 9px}.sidebar-kicker{font-size:18px;letter-spacing:-.3px;color:#1a4262}.sidebar-intro>strong{font-size:11px;line-height:1.7;margin-top:4px;color:#5b7287;font-weight:400}.sidebar-explore a,.sidebar-quick-links a,.sidebar-topics a{border-radius:7px;min-height:41px;padding:9px 11px;font-size:13px;line-height:1.7;color:#35536d;gap:11px}.sidebar-explore a svg,.sidebar-quick-links a svg{color:#607e98}.sidebar-explore a:hover,.sidebar-quick-links a:hover,.sidebar-topics a:hover{background:#eaf1f8;color:#075a95}.sidebar-explore a[aria-current],.sidebar-quick-links a[aria-current],.sidebar-topics a[aria-current]{background:#e8f2fd;color:#07558c;box-shadow:inset 3px 0 #126caf}.sidebar-section-label{font-size:11px;letter-spacing:.1px;color:#60788e;padding-inline:11px;margin-top:23px;margin-bottom:7px}.sidebar-number{font-size:11px;color:#71869a;width:18px;flex-shrink:0}.sidebar-editorial{font-size:11px;color:#55718a;line-height:1.7;padding-inline:10px}.mobile-sidebar{background:#f6f9fd;border-color:#e0e8f1}.mobile-sidebar>summary{min-height:48px;color:#355673}.mobile-sidebar>summary>small{color:#60778c}.breadcrumb{font-size:12px;line-height:1.8;padding-block:19px;color:#62798e}.breadcrumb li:last-child{color:#37556e}.breadcrumb a{color:#4b6983}.breadcrumb li+li:before{color:#9eb0bf}.eyebrow{font-size:11px;line-height:1.8;letter-spacing:.8px;color:#5a7288;font-weight:600}.ency-page-heading,.page-hero{padding-block:25px 30px}.page-hero:after{width:42px;height:3px;margin-top:23px;border-radius:2px;background:var(--accent)}.ency-page-heading h1,.page-hero h1,.site-content .ency-page-heading h1{font-size:clamp(32px,3.3vw,44px);line-height:1.3;letter-spacing:-1.1px;font-weight:600;color:#153c5c;max-width:850px}.ency-page-heading>p,.page-hero>p{font-size:17px;line-height:1.85;color:#506b83;margin-top:16px;max-width:780px}.content-section{padding-block:28px 60px}.section-heading{align-items:flex-end;margin-bottom:25px;gap:25px}.ency-section .section-heading h2,.section-heading h2,.site-content .ency-section .section-heading h2{font-size:30px;font-weight:600;line-height:1.45;letter-spacing:-.6px;color:#153d5d}.ency-section .section-heading p,.section-heading p{font-size:15px;line-height:1.9;color:#526b81;max-width:720px;margin-top:9px}.section-heading>.text-link{font-size:13px;font-weight:500;max-width:180px;flex-shrink:0}.text-link{font-weight:500;color:#0e629e;gap:8px}.text-link:hover{text-decoration:underline;text-underline-offset:4px}.button{border-radius:8px;font-weight:600;box-shadow:none;background:#c54b0d;border-color:#c54b0d;color:#fff}.button-ghost{border-color:#c1d3e2;background:#fff;color:#205b88}.button-ghost:hover{background:#edf5fc;border-color:#8fb5d2;color:#164f7b}.directory-hero-actions .button{background:#c54b0d;border-color:#c54b0d}.directory-hero-actions .button:hover{background:#b9480d;border-color:#b9480d}.ency-hero{background:#fff;border-bottom:0}.editorial-masthead{padding-block:16px;border-color:#e7edf3;font-size:11px;color:#62798e}.editorial-masthead>a{color:#526f88;font-size:11px}.ency-hero-grid,.site-content .ency-hero-grid{grid-template-columns:minmax(0,1fr) minmax(300px,.74fr);gap:45px;padding-block:32px 33px;align-items:center}.ency-hero-copy{padding-top:0}.ency-hero-copy .eyebrow{font-size:11px;color:#536c83;letter-spacing:.6px}.ency-hero-copy .eyebrow:before{width:6px;height:6px}.ency-hero-copy h1,.site-content .ency-hero-copy h1{font-size:clamp(38px,4vw,54px);line-height:1.24;letter-spacing:-1.8px;font-weight:600;margin-block:20px;color:#123957}.ency-hero-copy>p{font-size:17px;line-height:1.9;color:#4d677e;margin:0 0 22px;max-width:640px}.knowledge-search form{border:1px solid #bbcede;border-radius:10px;padding:6px 6px 6px 15px;gap:10px;min-height:57px;background:#fff;box-shadow:0 4px 16px #143c5f05}.knowledge-search form:focus-within{border-color:#3f83b5;box-shadow:0 0 0 3px #e4f1fc}.knowledge-search form>svg{color:#597d9a;width:19px;flex-shrink:0}.knowledge-search input{color:#234a68;font-size:16px;min-width:0;padding-block:11px}.knowledge-search input::placeholder{color:#60798f}.knowledge-search button{background:var(--primary);color:#fff;font-size:13px;border-radius:7px;min-height:43px;padding:11px 13px;gap:10px}.knowledge-search button:hover{background:#0a578f}.ency-search-hints{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px;font-size:11px;align-items:center}.ency-search-hints>span{color:#667d90;width:auto}.ency-search-hints>a{font-size:11px;background:#f3f7fb;border:1px solid #e2eaf2;border-radius:5px;padding:3px 7px;text-decoration:none;color:#46647e}.ency-search-hints>a:hover{background:#e9f3fd;color:#075995}.ency-proof{font-size:12px;color:#526c82;gap:17px;margin-top:18px;line-height:1.8}.ency-proof span+span{border-color:#dce6ef;padding-left:17px}.hero-reading-path{margin-top:13px;font-size:13px;color:#155d94}.visual-explainer{border:1px solid #dbe5ee;background:#f7faff;border-radius:var(--ui-radius);box-shadow:none}.visual-tabs{background:#f4f8fc;border-color:#dfe8f0}.visual-tabs button{font-size:11px;padding:13px 7px 11px;border-right:0;border-bottom-width:2px;color:#56718a}.visual-tabs button[aria-selected=true]{color:#0f5a92;border-bottom-color:var(--accent);background:#fff}.visual-panel>img{height:205px;object-fit:contain;background:#f2f7fc;aspect-ratio:auto}.visual-panel-copy{background:#fff;padding:18px 21px;border-color:#dfe8f0}.visual-panel-copy h2{font-size:18px;line-height:1.5;color:#214e70}.visual-panel-copy p{font-size:13px;line-height:1.85;color:#526e84;margin-top:8px}.visual-panel-copy .text-link{font-size:12px;margin-top:9px}.visual-panel-copy small{font-size:10px;line-height:1.8;color:#5b7489;margin-top:13px;padding-top:10px;border-color:#e1eaf2}.home-journeys{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;padding-block:0;margin-top:1px;margin-bottom:34px}.home-journeys>a{border:1px solid #dce7f0;border-radius:var(--ui-radius);background:#f9fbfe;padding:21px 18px;display:flex;align-items:flex-start;gap:13px;min-width:0;transition:background .18s,border-color .18s}.home-journeys>a:hover{background:#edf5fd;border-color:#aac9e1}.journey-icon{width:35px;height:35px;display:flex;align-items:center;color:#1c689e;flex-shrink:0}.home-journeys>a>div{flex:1 1;min-width:0}.home-journeys strong{font-size:15px;line-height:1.5;display:block;color:#234e6e;letter-spacing:-.2px}.home-journeys>a>div>span{display:block;font-size:11px;line-height:1.8;margin-top:6px;color:#59748a}.home-journeys>a>svg{width:14px;height:14px;flex-shrink:0;margin-top:9px;color:#4c7d9f}.ency-section{padding-block:42px;border-color:#e2eaf2}.ency-visuals{background:#f4f8fc;border-block:1px solid #e2eaf2}.ency-section .section-heading .eyebrow{font-size:11px;color:#697f92;letter-spacing:.8px;margin-bottom:6px}.visual-guide-grid{gap:18px}.visual-guide-grid article{border:1px solid #dce6ef;border-radius:var(--ui-radius);box-shadow:none}.visual-guide-image{background:#f2f7fc;border-color:#e0e9f1}.visual-guide-image img{height:185px;object-fit:contain;aspect-ratio:auto}.visual-guide-grid article>div{padding:20px}.visual-category{font-size:11px;color:#5e7b91}.visual-guide-grid h3{font-size:19px;line-height:1.55;letter-spacing:-.3px;color:#214c6d}.visual-guide-grid p{font-size:14px;line-height:1.9;color:#536d83;margin-block:10px 16px}.visual-guide-grid .text-link{font-size:12px}.ency-topic-grid,.site-content .ency-topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;border:0}.ency-topic{border:1px solid #dfe8f0;border-radius:var(--ui-radius);background:#fff;padding:21px 17px;gap:12px;min-width:0;position:relative;align-items:flex-start}.ency-topic:hover{border:1px solid #a9c6dd;background:#f7fbff}.topic-number{font-size:11px;min-width:25px;height:25px;display:grid;place-items:center;border-radius:6px;background:#edf4fb;color:#476c8b;padding:0;margin-top:3px}.ency-topic h3{font-size:17px;line-height:1.5;font-weight:600;letter-spacing:-.25px;margin:0 0 7px;min-height:0;color:#234d6e}.ency-topic p{font-size:13px;line-height:1.85;color:#597187;min-height:0;margin:0}.topic-count{display:block;font-size:11px;color:#647c91;margin-top:13px}.ency-topic>svg{width:14px;flex-shrink:0;color:#7293ad;margin-top:8px}.ency-answers-layout,.site-content .ency-answers-layout{grid-template-columns:minmax(0,1fr) 260px;gap:28px}.answer-list{border-top:1px solid #dfe7ef}.answer-item{border-color:#dfe7ef}.answer-item summary{font-size:16px;line-height:1.8;padding-block:17px;color:#254a67}.answer-plus{color:#577e9b;border:1px solid #dce6ef;border-radius:50%;width:25px;height:25px;display:grid;place-items:center;flex-shrink:0}.answer-plus svg{width:12px}.answer-item[open] summary{color:#0c609b}.answer-expanded>p{font-size:16px;line-height:1.95;color:#425f76}.answer-meta,.answer-source{font-size:12px;line-height:1.8}.answer-expanded>.text-link{font-size:13px}.ency-source-note{background:#f5f9fc;border:1px solid #e1eaf2;padding:15px 17px;border-radius:9px;color:#55758f;gap:12px}.ency-source-note p{font-size:12px;line-height:1.85;color:#59738a}.ency-source-note>svg{flex-shrink:0;margin-top:2px}.ency-help-card{border:1px solid #e9d8ba;border-top:3px solid #e4a45d;border-radius:var(--ui-radius);background:#fff9f0;padding:24px}.ency-help-card h3{font-size:22px;line-height:1.5;color:#604723}.ency-help-card p{font-size:14px;line-height:1.9;color:#6a573f}.ency-help-card small{font-size:11px;line-height:1.9;border-color:#eadcc8;color:#705c41}.ency-help-card .editorial-index{font-size:11px;color:#805d2f}.tool-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;border:0}.ency-tools .tool-tile,.tool-tile,.tool-tile+.tool-tile{background:#f5f9fd;border:1px solid #dce7f0;border-radius:var(--ui-radius);padding:24px;min-width:0;display:block}.tool-tile .icon-box{display:grid;place-items:center;position:static;width:40px;height:40px;border-radius:10px;background:#e7f0fa;color:#216aa0;margin-bottom:20px}.tool-tile .icon-box svg{width:22px;height:22px;stroke-width:1.5}.ency-tools .tool-tile h3,.tool-tile h3{font-size:20px;line-height:1.5;color:#254f70;letter-spacing:-.3px;max-width:100%;margin-bottom:11px}.ency-tools .tool-tile p,.tool-tile p{font-size:14px;line-height:1.9;color:#59738a}.tool-arrow{top:28px;right:23px;color:#6489a6;width:17px}.tool-tile:hover{background:#edf5fc;border-color:#acc9de}.tool-tile:last-child{border:1px solid #dce7f0}.ency-cards{background:#f5f8fc;border-color:#e0e8f0}.ency-needs,.need-tile{background:#fff}.need-tile{border:1px solid #dce6ef;border-radius:var(--ui-radius);padding:23px}.need-tile:hover{background:#f4f9fe;border-color:#adc9df}.need-tile>svg{color:#407799}.need-tile h3{font-size:19px;line-height:1.6}.need-tile p{font-size:14px;color:#59738a;line-height:1.9}.ency-article-rows{border:0;display:grid;gap:15px}.ency-article-rows article{display:flex;gap:21px;padding:24px;border:1px solid #dfe8f0;border-radius:var(--ui-radius);background:#fff;align-items:center;min-width:0}.ency-article-rows article:hover{border-color:#b1ccdf}.ency-article-rows .article-row-copy{flex:1 1;min-width:0}.ency-article-rows h3{font-size:22px;line-height:1.55;font-weight:600;letter-spacing:-.4px;margin-block:6px 9px;color:#244c6d}.ency-article-rows p{font-size:14px;line-height:1.9;color:#5a7186;margin:0}.result-type{font-size:10px;font-weight:500;color:#60798e;letter-spacing:.35px}.ency-article-rows .article-row-arrow{flex-shrink:0;padding:7px;color:#4e7d9e}.ency-article-rows .article-row-image{display:block;flex:0 0 155px;padding:0;overflow:hidden;border-radius:8px}.article-row-image img{width:155px;height:112px;object-fit:cover;display:block}.ency-trust{background:#f7fafd;border-color:#e0e9f1}.trust-grid{gap:25px}.trust-grid>div{border-top:2px solid #bad1e4;padding-top:19px}.ency-trust h3,.trust-grid h3{font-size:22px;line-height:1.5;font-weight:600;letter-spacing:-.35px;margin-top:14px;color:#244d6c}.ency-trust .trust-grid p,.trust-grid p{font-size:14px;line-height:1.95;color:#557087}.editorial-index{font-size:11px;color:#617c92}.ency-closing{padding:29px 30px;margin-block:30px 43px;border:1px solid #d8e5f0;border-radius:var(--ui-radius);background:#f4f9ff;gap:25px}.ency-closing h2{font-size:25px;line-height:1.45;font-weight:600;color:#244f71}.ency-closing p{font-size:14px;line-height:1.85;color:#55728b}.ency-closing .button{font-size:13px}.panel{border:1px solid #dce6ef;border-radius:var(--ui-radius);box-shadow:none;background:#fff;padding:28px}.panel h2{font-size:25px;line-height:1.5;color:#214c6b;letter-spacing:-.35px;margin-bottom:16px}.panel h3{font-size:21px;line-height:1.6;color:#254f70}.panel p,.small,.tool-note{font-size:15px;line-height:1.9;color:#516c82}.notice{font-size:14px;line-height:1.9;background:#fff8ec;border:1px solid #edd9b6;border-left:3px solid #e3a252;border-radius:9px;color:#745a33;padding:17px 20px}.content-grid{grid-template-columns:minmax(0,1fr) 235px;gap:30px;align-items:start}.article-page{padding:0 0 20px;min-width:0;max-width:780px}.article-page>h1,.ency-answer-detail h1,.site-content .ency-answer-detail h1{font-size:clamp(30px,3.1vw,40px);line-height:1.4;font-weight:600;color:#173f5d;letter-spacing:-.9px;margin-block:10px 17px}.article-byline{font-size:12px;line-height:1.85;color:#60798e;gap:7px 17px;border-block:1px solid #e2eaf2;padding-block:13px;margin-bottom:22px}.article-intro{font-size:19px;line-height:1.9;color:#47637b;border-bottom:0;padding:0;margin-bottom:28px}.article-cover{margin:26px 0 31px;border:1px solid #e0e8f0;border-radius:var(--ui-radius);overflow:hidden;background:#f5f8fc}.article-cover img{display:block;width:100%;height:auto;max-height:450px;object-fit:cover}.ency-answer-detail .prose,.prose{font-size:17px;line-height:1.95;color:#334f66;overflow-wrap:anywhere}.prose li,.prose p{color:#405c73}.prose p{margin-bottom:20px}.prose strong{color:#234c6c;font-weight:600}.ency-answer-detail .prose h2,.prose h2{font-size:28px;line-height:1.5;font-weight:600;letter-spacing:-.45px;margin-top:38px;margin-bottom:17px;color:#224d6e;scroll-margin-top:104px}.prose h3{font-size:22px;line-height:1.55;letter-spacing:-.3px;color:#315a78}.prose li{margin-block:8px}.prose a{text-decoration:underline;text-decoration-color:#92b4d0;text-underline-offset:4px;color:#0b609c}.prose a:hover{text-decoration-color:#0b609c}.prose blockquote{padding:19px 23px;background:#f3f8fd;border-left:3px solid #8db9da;border-radius:0 9px 9px 0}.article-toc{padding:22px 25px;border:1px solid #dce7f0;border-radius:var(--ui-radius);background:#f7fafd;counter-reset:contents}.article-toc h2{font-size:15px!important;line-height:1.8;color:#2d5778;margin:0 0 11px}.article-toc a{display:flex;gap:10px;font-size:14px;line-height:1.8;padding-block:6px;color:#466984}.article-toc a:before{counter-increment:contents;content:counter(contents,decimal-leading-zero);font-size:11px;color:#6e8ba2;min-width:21px;margin-top:2px}.article-sidebar{padding-top:0}.article-sidebar .panel{padding:23px;top:101px;background:#f6faff;border-color:#dfe8f0}.article-sidebar .panel h3{font-size:19px;line-height:1.6}.article-sidebar .panel p{font-size:13px;line-height:1.95}.article-sidebar .text-link{font-size:12px}.source-panel{padding:24px;border-radius:var(--ui-radius);background:#f2f8fe;border:1px solid #dce7f0}.source-panel h3{font-size:19px;line-height:1.55;color:#2d5574}.source-panel p{font-size:13px;line-height:1.95;color:#547189;margin-top:12px}.source-panel a{font-size:13px;color:#0a609c;line-height:1.85}.tool-note{background:#f5f9fc;border:1px solid #dfe9f1;padding:21px;border-radius:10px}.tool-note strong{font-size:14px;color:#375f7e}.tool-note p{font-size:13px;line-height:1.9;color:#547189}.read-more-list li{border-color:#e1eaf1;padding-block:14px}.read-more-list a{font-size:14px;line-height:1.9;color:#2a5f87}.ency-search-layout,.site-content .ency-search-layout{grid-template-columns:minmax(0,1fr) 225px;gap:35px}.ency-search-aside{padding:24px;border:1px solid #dfe8f0;border-radius:var(--ui-radius);background:#f7fafd;height:fit-content}.ency-search-aside h3{font-size:16px;line-height:1.6;color:#2f5877}.ency-search-aside>a{font-size:13px;line-height:1.9;color:#446a87}.ency-aside-note p{font-size:12px;line-height:1.9;color:#5a748a}.search-results-heading h2{font-size:26px;line-height:1.5;letter-spacing:-.4px;color:#244f70}.search-results-heading>span{font-size:12px;color:#617a8f}.knowledge-result{border:1px solid #dfe8f0;border-radius:var(--ui-radius);padding:24px;margin-bottom:15px;background:#fff}.knowledge-result h3{font-size:23px;line-height:1.5;font-weight:600;letter-spacing:-.35px}.knowledge-result p{font-size:15px;line-height:1.9;color:#557087}.knowledge-result .status{font-size:11px}.quick-answer{background:#f1f7fd;border:1px solid #d7e5f1;border-left:3px solid #5e9ecb;border-radius:0 11px 11px 0;padding:25px}.quick-answer>p{font-size:18px;line-height:1.95;color:#315a78}.quick-answer .eyebrow{font-size:11px;color:#557b98}.ency-sources{border-color:#e0e9f0}.ency-related>h2,.ency-sources h2{font-size:26px;line-height:1.5;letter-spacing:-.4px;color:#285473}.ency-sources>a{font-size:14px;line-height:1.9;border-color:#e1eaf2}.ency-sources small,.ency-sources>p{font-size:12px;color:#5e788e}.filter-pills{gap:8px}.pill{border-color:#d7e3ed;border-radius:7px;background:#fff;color:#4d6d86;min-height:37px;font-size:13px}.pill.active{background:#eaf4fd;border-color:#8eb8d8;color:#105c92}.pagination{gap:8px}.pagination a{border-radius:7px;border-color:#cddfea;background:#fff;font-size:13px;min-height:41px}.pagination .pill{font-size:12px}.card-detail-page{padding-top:0}.card-detail-grid{grid-template-columns:minmax(245px,.7fr) minmax(0,1.3fr);gap:35px;margin-top:12px;padding-bottom:32px;border-bottom:1px solid #e0e9f1;margin-bottom:30px;align-items:center}.detail-art{background:#f2f7fc;border:1px solid #e0e9f1;border-radius:var(--ui-radius);padding:34px 25px;display:flex;justify-content:center;align-items:center;min-height:255px}.detail-art .product-reference{padding:0;min-height:0;border:0;background:none;box-shadow:none;max-width:300px}.detail-art .product-reference img{width:100%;height:auto;max-height:220px;object-fit:contain;filter:drop-shadow(0 8px 8px #1d40591c)}.detail-summary .eyebrow{font-size:11px;color:#55738b;letter-spacing:.2px}.detail-summary h1{font-size:36px;line-height:1.3;letter-spacing:-.8px;color:#1a4565;margin:12px 0 17px}.detail-summary>p{font-size:16px;line-height:1.95;color:#506e85}.detail-facts{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;border:0;padding-top:0;margin-top:22px}.detail-facts>div{background:#f6f9fd;padding:13px;border:1px solid #e0e9f1;border-radius:8px;min-width:0}.detail-facts small{font-size:11px;line-height:1.8;color:#5b758b}.detail-facts strong{font-size:13px;line-height:1.85;color:#315979;font-weight:600;overflow-wrap:anywhere;margin-top:7px}.detail-actions{display:flex;align-items:center;flex-wrap:wrap;gap:12px 20px;margin-top:23px}.detail-actions .button{font-size:13px;padding:11px 14px;min-height:43px}.detail-actions .text-link{font-size:12px}.detail-sections{grid-template-columns:minmax(0,1fr) 285px;gap:26px;align-items:start}.detail-sections>aside{position:sticky;top:104px}.detail-sections>aside>.panel{padding:24px}.detail-sections>aside .panel h3{font-size:20px}.detail-sections>aside .panel p{font-size:13px}.benefit-list li{font-size:16px;line-height:1.9;border-color:#e3eaf1;padding-block:13px;gap:11px;color:#49667c}.benefit-list svg{color:#3885ac;margin-top:6px;flex-shrink:0}.bank-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.bank-profile{padding:24px;display:flex;flex-direction:column;min-width:0}.bank-profile-identity{min-height:52px;display:flex;align-items:center;margin-bottom:15px}.bank-profile-identity img{max-width:130px;width:auto;height:auto;max-height:43px;object-fit:contain}.bank-profile-code{display:inline-block;padding:7px 10px;border:1px solid #dbe6f0;border-radius:7px;font-size:13px;line-height:1.6;font-weight:600;letter-spacing:.3px;background:#f4f8fc;color:#406d8e}.bank-profile h2{font-size:20px;line-height:1.55;margin-bottom:12px;letter-spacing:-.3px;color:#214c6c}.bank-profile p{font-size:14px;line-height:1.95;color:#536f85;margin-bottom:23px}.bank-profile .text-link{font-size:12px;margin-top:auto}.tool-layout{grid-template-columns:minmax(0,1fr) minmax(280px,.9fr);gap:25px;align-items:start}.tool-layout .panel{padding:26px}.form-grid{gap:17px}.field label{font-size:13px;color:#3a617e;line-height:1.8}.field input,.field select{font-size:16px;min-height:47px;border-color:#bed1df;background:#fff;color:#234b69;border-radius:7px}.field small{font-size:12px;color:#5d778c;line-height:1.9}.field input:focus,.field select:focus{border-color:#4989b6}.result-panel{background:#123e61;color:#fff;border:1px solid #123e61;border-radius:var(--ui-radius);top:102px}.result-panel h2{font-size:13px;letter-spacing:.3px;color:#bed6e9;line-height:1.8}.result-big{font-size:36px;line-height:1.4;letter-spacing:-.8px;color:#fff}.result-row{font-size:13px;line-height:1.9;border-color:#ffffff28;gap:20px}.result-note{font-size:12px;line-height:1.9;color:#d2e3ef}.result-panel p,.result-panel small{color:#d3e3ef}.result-panel .button{color:#143f61;background:#fff;border-color:#fff;font-size:13px}.steps span{font-size:12px;color:#50718b;background:#edf5fc;border-radius:7px}.information-layout{grid-template-columns:minmax(0,1fr) 255px;gap:32px}.information-article{max-width:800px}.information-related{border:1px solid #dce7f0;border-radius:var(--ui-radius);background:#f7fafd;padding:24px;top:104px}.information-related>span{font-size:10px;color:#678095}.information-related h2{font-size:21px;line-height:1.5;letter-spacing:-.35px;color:#2a5473}.information-related p{font-size:13px;line-height:1.95;color:#5a7388}.information-related>a{font-size:13px;line-height:1.9;color:#3c6b8c;padding-block:12px;border-color:#e0e9f1}.about-hero{background:#f8fbff;border-color:#e0e9f1}.about-hero-grid{grid-template-columns:minmax(0,1.3fr) minmax(270px,.8fr);gap:36px;padding-block:43px}.about-kicker{font-size:11px;letter-spacing:.8px;color:#5e7890;margin-bottom:16px}.about-hero h1{font-size:43px;line-height:1.3;letter-spacing:-1.2px;color:#1b4564}.about-hero-grid>div:first-child>p{font-size:17px;line-height:1.9;color:#4f6e86;margin-top:20px}.about-actions{flex-wrap:wrap;gap:18px;margin-top:25px}.about-actions .button{font-size:13px}.about-actions .text-link{font-size:12px}.about-manifesto{border:1px solid #224e70;border-top:3px solid var(--accent);border-radius:var(--ui-radius);background:#143e5f;box-shadow:none;padding:28px}.about-manifesto>span{font-size:11px;letter-spacing:.6px;color:#bed5e6}.about-manifesto>strong{font-size:23px;line-height:1.6}.about-manifesto>p{font-size:13px;line-height:1.95;color:#d3e3ef}.about-principles{background:#fff;border-color:#e0e8f0}.about-principles div{padding:25px 18px;border-color:#e0e8f0}.about-principles strong{font-size:14px;color:#315874}.about-principles span{font-size:12px;line-height:1.85;color:#5a748a}.about-principles b{font-size:11px;color:#9b561f}.about-content{grid-template-columns:200px minmax(0,1fr);gap:40px;padding-block:43px 65px}.about-content>aside{border:1px solid #dfe8f0;background:#f7fafd;border-radius:var(--ui-radius);padding:22px;top:104px}.about-content>aside>a{font-size:12px;line-height:1.8;color:#4f718d;border-color:#e0e8f0}.about-contact{background:#f3f8fd;border:1px solid #dce7f0;border-radius:var(--ui-radius);padding:27px}.site-footer{background:#f5f8fc;border-top:1px solid #dce6ef;padding-top:0;color:#284f6d;margin-top:15px}.footer-start{display:flex;align-items:center;justify-content:space-between;gap:25px;padding-block:30px;border-bottom:1px solid #dce6ef}.footer-start>div>span{font-size:10px;letter-spacing:.8px;font-weight:600;color:#637c92}.footer-start h2{font-size:25px;line-height:1.5;letter-spacing:-.5px;color:#234d6c;margin-top:9px}.footer-start>.button{font-size:12px;white-space:nowrap;gap:11px;min-height:43px}.footer-grid,.site-content>.site-footer .footer-grid{padding-block:32px 35px;grid-template-columns:minmax(230px,1.4fr) repeat(3,minmax(0,1fr));gap:32px;align-items:start}.site-footer .brand-suffix,.site-footer .brand-word{color:#234d6c}.site-footer .brand-mark{color:#145b91}.site-footer .brand-mark svg>rect{fill:currentColor}.site-footer .brand-mark svg{width:34px;height:34px}.site-footer .brand{font-size:23px;letter-spacing:-.6px;gap:10px}.site-footer .brand-suffix{font-size:12px;letter-spacing:0}.footer-brand>p{font-size:14px;line-height:1.9;color:#4e6e87;margin-top:16px;max-width:340px}.footer-brand .footer-note{font-size:11px;line-height:1.95;color:#5e768a;max-width:380px}.footer-brand .footer-contact{display:flex;gap:8px;align-items:center;font-size:12px;color:#245f8c;margin-top:15px;overflow-wrap:anywhere}.footer-column{display:flex;flex-direction:column;gap:9px;min-width:0}.footer-column h3,.site-footer .footer-grid h3{font-size:13px;color:#315a79;line-height:1.8;font-weight:600;margin:3px 0 9px;letter-spacing:0}.footer-column>a{font-size:12px;line-height:1.9;color:#55748d}.footer-column>a:hover{color:#0a5d99;text-decoration:underline;text-underline-offset:4px}.footer-base{background:#eaf1f8;border-top:1px solid #dce5ee}.footer-bottom{border:0;gap:25px;padding-block:17px;align-items:center;color:#5a748a;font-size:11px;line-height:1.9}.footer-privacy{font-size:11px;line-height:1.9;color:#3a6586;text-decoration:underline;text-underline-offset:4px;min-height:29px;flex-shrink:0}:where(a,button,input,select,textarea):focus-visible{outline:3px solid #4b8dbd;outline-offset:3px}.skip-link:focus{z-index:200}.empty-state{border-radius:var(--ui-radius);border:1px dashed #c4d7e6;background:#f7fbff;padding:35px}.empty-state h3{font-size:21px;line-height:1.5;color:#335d7b}.empty-state p{font-size:14px;line-height:1.95;color:#5d778c}@media(min-width:1200px) and (max-width:1400px){.site-header .header-inner{gap:16px}.site-header .main-nav{gap:20px}.site-header .main-nav>a{font-size:13px}.site-header .header-action{padding-inline:12px;font-size:12px}.ency-hero-grid,.site-content .ency-hero-grid{gap:30px;grid-template-columns:minmax(0,1fr) 330px}.ency-hero-copy h1,.site-content .ency-hero-copy h1{font-size:45px}.home-journeys>a{padding:19px 15px;gap:9px}.home-journeys strong{font-size:14px}.journey-icon{width:28px}.ency-topic-grid,.site-content .ency-topic-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.ency-topic{padding:19px 14px;gap:9px}.ency-topic h3{font-size:16px}.site-content>.site-footer .footer-grid{gap:23px;grid-template-columns:minmax(200px,1.3fr) repeat(3,minmax(0,1fr))}}@media(max-width:1100px){.site-header .main-nav{display:none}.site-header .main-nav.open{display:flex;position:absolute;top:100%;left:0;right:0;padding:22px max(24px,calc((100vw - 900px)/2));background:#fff;max-height:calc(100dvh - 80px);overflow-y:auto;border-bottom:1px solid #d7e4ef;box-shadow:0 12px 20px #1a436019;flex-direction:column;align-items:stretch;gap:0;margin:0}.site-header .main-nav>a{font-size:16px;line-height:1.8;justify-content:space-between;padding:14px 5px;border-bottom:1px solid #e3ebf2;min-height:48px;white-space:normal}.site-header .main-nav>a[aria-current]:after{display:none}.site-header .main-nav>a[aria-current]{color:#0e619a;background:#f1f7fd}.site-header .mobile-nav-caption{display:block;font-size:11px;letter-spacing:.3px;color:#6b8397;margin-bottom:8px}.site-header .mobile-nav-arrow{display:block;color:#6c8da5}.site-header .main-nav .mobile-nav-action{display:flex;border:0;border-radius:8px;background:#eaf4fd;color:#155b8e;padding:13px 15px;margin-top:17px;font-size:14px;font-weight:600}.site-header .header-search-link{margin-left:auto}.site-header .menu-toggle{display:grid;place-items:center;width:40px;height:40px;border:1px solid #dce6ef;border-radius:8px;background:#fff;color:#285d86;margin-left:0;padding:8px}.tool-grid{gap:13px}.ency-tools .tool-tile,.tool-tile,.tool-tile+.tool-tile{padding:21px}.ency-tools .tool-tile h3,.tool-tile h3{font-size:19px}.site-content>.site-footer .footer-grid{grid-template-columns:1.1fr 1fr 1fr;gap:30px}.footer-brand{grid-column:1/-1}.footer-brand .footer-note,.footer-brand>p{max-width:650px}.footer-column{gap:8px}.bank-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.detail-sections{grid-template-columns:minmax(0,1fr) 245px;gap:20px}.detail-facts{grid-template-columns:1fr}.detail-facts>div{display:grid;grid-template-columns:110px minmax(0,1fr);gap:15px;align-items:baseline}.detail-facts strong{margin:0;text-align:left}}@media(max-width:800px){.has-sidebar{--site-header-height:73px}.site-header .header-inner{height:69px;gap:12px}.site-header .brand{font-size:24px}.site-header .header-action{display:none}.site-header .header-search-link{border:0;background:none;min-width:36px;min-height:40px;padding:8px}.site-header .header-search-link>span{display:none}.site-header .main-nav.open{max-height:calc(100dvh - 73px);padding:19px 22px 24px}.site-header .brand-mark svg{width:33px;height:33px}.site-header .brand-suffix{font-size:12px}.mobile-sidebar>summary{font-size:13px;min-height:45px}.mobile-sidebar>summary>small{font-size:11px}.mobile-sidebar nav{padding-top:2px}.mobile-sidebar .sidebar-explore a,.mobile-sidebar .sidebar-quick-links a,.mobile-sidebar .sidebar-topics a{font-size:14px;min-height:43px}.breadcrumb{font-size:11px;padding-block:17px}.ency-page-heading,.page-hero{padding-block:17px 23px}.ency-page-heading h1,.page-hero h1,.site-content .ency-page-heading h1{font-size:33px;line-height:1.35;letter-spacing:-.9px}.ency-page-heading>p,.page-hero>p{font-size:16px;line-height:1.9}.page-hero:after{margin-top:20px}.content-section{padding-block:20px 42px}.editorial-masthead{font-size:10px;padding-block:12px}.editorial-masthead>a{font-size:0}.ency-hero-grid,.site-content .ency-hero-grid{grid-template-columns:1fr;gap:0;padding-block:22px 25px}.ency-hero-copy h1,.site-content .ency-hero-copy h1{font-size:42px;line-height:1.25;letter-spacing:-1.3px;margin-block:15px 18px}.ency-hero-copy>p{font-size:16px;line-height:1.9;margin-bottom:20px}.ency-hero-copy .eyebrow{font-size:10px}.ency-hero-grid>.visual-explainer{display:none}.ency-search-hints{font-size:11px;gap:7px}.ency-search-hints>span{width:100%;font-size:11px}.ency-proof{font-size:11px;gap:12px;margin-top:16px}.ency-proof span+span{padding-left:12px}.hero-reading-path{font-size:12px;margin-top:12px}.knowledge-search form{min-height:54px;padding-left:12px}.knowledge-search input{font-size:16px;padding-block:11px}.knowledge-search input::placeholder{font-size:13px}.knowledge-search button{font-size:0;padding:11px 12px;min-height:41px}.knowledge-search form>svg{display:block;width:17px}.home-journeys{grid-template-columns:1fr;gap:9px;margin-bottom:25px}.home-journeys>a{padding:14px 16px;gap:12px;align-items:center;border-radius:10px}.home-journeys strong{font-size:14px}.home-journeys>a>div>span{font-size:11px;line-height:1.7;margin-top:3px}.journey-icon{width:29px;height:29px}.journey-icon svg{width:22px}.home-journeys>a>svg{margin-top:0}.ency-section{padding-block:31px}.ency-section .section-heading,.section-heading{align-items:flex-start;gap:13px;flex-direction:column;margin-bottom:21px}.ency-section .section-heading h2,.section-heading h2,.site-content .ency-section .section-heading h2{font-size:26px;line-height:1.4;letter-spacing:-.5px}.ency-section .section-heading p,.section-heading p{font-size:14px;line-height:1.9}.section-heading>.text-link{font-size:12px;max-width:none}.visual-guide-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.visual-guide-image img{height:145px}.visual-guide-grid article>div{padding:17px}.visual-guide-grid h3{font-size:17px}.visual-guide-grid p{font-size:13px}.ency-topic-grid,.site-content .ency-topic-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.ency-topic{padding:18px 16px;gap:11px}.ency-topic h3{font-size:17px}.ency-topic p{font-size:13px}.ency-topic>svg{display:none}.ency-answers-layout,.site-content .ency-answers-layout{grid-template-columns:1fr;gap:20px}.ency-help-card{padding:22px}.ency-help-card h3{font-size:22px}.tool-grid{grid-template-columns:1fr}.ency-tools .tool-tile,.tool-tile,.tool-tile+.tool-tile{padding:22px 23px 22px 78px;min-height:125px}.tool-tile .icon-box{position:absolute;left:22px;top:24px;width:38px;height:38px;margin:0}.ency-tools .tool-tile h3,.tool-tile h3{font-size:20px;margin-bottom:9px;padding-right:15px}.ency-tools .tool-tile p,.tool-tile p{font-size:14px}.tool-arrow{top:26px;right:20px}.ency-article-rows article{padding:21px;gap:15px}.ency-article-rows h3{font-size:21px;line-height:1.6}.ency-article-rows p{font-size:14px}.trust-grid{grid-template-columns:1fr;gap:25px}.ency-trust h3,.trust-grid h3{font-size:22px;margin-top:13px}.ency-trust .trust-grid p,.trust-grid p{font-size:15px}.ency-closing{padding:25px;margin-block:25px 32px;flex-direction:column;align-items:flex-start;gap:20px}.ency-closing h2{font-size:24px}.ency-closing p{font-size:14px}.content-grid{grid-template-columns:1fr;gap:25px}.article-page>h1,.ency-answer-detail h1,.site-content .ency-answer-detail h1{font-size:31px;line-height:1.45;letter-spacing:-.65px}.article-byline{font-size:11px;gap:6px 13px}.article-intro{font-size:18px;line-height:1.9}.article-sidebar .panel{position:static;padding:23px}.panel{padding:23px}.panel h2{font-size:23px}.panel h3{font-size:20px}.ency-answer-detail .prose,.prose{font-size:17px;line-height:1.95}.ency-answer-detail .prose h2,.prose h2{font-size:25px;line-height:1.5;scroll-margin-top:97px;margin-top:33px}.prose h3{font-size:21px}.article-toc{padding:21px}.article-toc a{font-size:14px;line-height:1.85}.article-cover{margin-block:23px}.ency-search-layout,.site-content .ency-search-layout{grid-template-columns:1fr;gap:27px}.ency-search-aside{padding:22px}.ency-search-aside>a{font-size:14px}.knowledge-result{padding:22px}.knowledge-result h3{font-size:22px}.knowledge-result p{font-size:15px}.quick-answer{padding:21px}.quick-answer>p{font-size:17px}.ency-related>h2,.ency-sources h2{font-size:24px}.ency-sources>a{font-size:14px}.search-results-heading h2{font-size:24px}.card-detail-grid{grid-template-columns:1fr;gap:23px;padding-bottom:25px;margin-top:7px;margin-bottom:25px}.detail-art{min-height:205px;padding:23px 27px}.detail-art .product-reference{max-width:255px}.detail-art .product-reference img{max-height:175px}.detail-summary h1{font-size:32px;line-height:1.35;margin:10px 0 15px}.detail-summary>p{font-size:16px;line-height:1.95}.detail-facts{gap:9px;margin-top:20px}.detail-facts>div{grid-template-columns:110px minmax(0,1fr);padding:12px;gap:12px}.detail-facts small{font-size:12px}.detail-facts strong{font-size:13px;line-height:1.85;text-align:left}.detail-actions{gap:14px 19px}.detail-actions .button{font-size:13px}.detail-actions .text-link{font-size:12px}.detail-sections{grid-template-columns:1fr;gap:23px}.detail-sections>aside{position:static}.source-panel{padding:23px}.source-panel a,.source-panel p{font-size:13px}.benefit-list li{font-size:16px}.bank-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}.bank-profile h2{font-size:19px}.bank-profile p{font-size:14px}.tool-layout{grid-template-columns:1fr;gap:22px}.result-panel{position:static;top:0}.result-big{font-size:35px}.field label{font-size:14px}.tool-layout .panel{padding:23px}.result-row{font-size:14px}.result-note{font-size:12px}.information-layout{grid-template-columns:1fr;gap:25px}.information-related{position:static;padding:23px}.information-related h2{font-size:22px}.information-related p,.information-related>a{font-size:14px}.about-hero-grid{grid-template-columns:1fr;gap:26px;padding-block:30px}.about-hero h1{font-size:34px;line-height:1.35;letter-spacing:-.9px}.about-hero-grid>div:first-child>p{font-size:16px}.about-manifesto{padding:25px}.about-manifesto>strong{font-size:23px}.about-principles>.wrap{grid-template-columns:repeat(2,minmax(0,1fr))}.about-principles div{padding:22px 15px}.about-content{display:block;padding-block:30px 45px}.about-content>aside{position:static;margin-bottom:30px;padding:21px}.about-contact{padding:23px}.footer-start{align-items:flex-start;flex-direction:column;gap:20px;padding-block:25px}.footer-start h2{font-size:24px;line-height:1.45}.footer-start>div>span{font-size:10px}.footer-start>.button{font-size:12px}.site-content>.site-footer .footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));padding-block:27px;gap:28px 22px}.footer-column h3,.site-footer .footer-grid h3{font-size:14px}.footer-column>a{font-size:13px}.footer-brand>p{font-size:14px;max-width:100%;margin-top:15px}.footer-brand .footer-note{font-size:12px;max-width:100%}.footer-bottom{flex-direction:column;align-items:flex-start;gap:8px;padding-block:15px;font-size:11px}.footer-privacy{font-size:11px;text-align:left}.site-footer .brand-mark svg{width:32px;height:32px}}@media(max-width:600px){.visual-guide-grid{grid-template-columns:1fr;gap:15px}.visual-guide-grid article{display:grid;grid-template-columns:1fr}.visual-guide-image img{height:180px}.visual-guide-grid article>div{padding:21px}.visual-guide-grid h3{font-size:20px}.visual-guide-grid p{font-size:14px}.visual-guide-grid .text-link{font-size:13px}.ency-topic-grid,.site-content .ency-topic-grid{grid-template-columns:1fr;gap:10px}.ency-topic{padding:20px;gap:13px}.ency-topic h3{font-size:18px}.ency-topic p{font-size:14px}.ency-topic>svg{display:block}.topic-count{font-size:12px;margin-top:10px}.topic-number{min-width:27px;height:27px;font-size:12px}.ency-article-rows article.has-illustration{flex-wrap:wrap}.ency-article-rows .article-row-image{flex:1 0 100%;height:160px}.article-row-image img{width:100%;height:160px}.ency-article-rows .article-row-arrow{padding:4px}.ency-article-rows h3{font-size:20px}.bank-grid{grid-template-columns:1fr}.bank-profile{padding:23px}.bank-profile h2{font-size:21px}.bank-profile-identity{min-height:42px}.bank-profile .text-link{font-size:13px}}@media(max-width:390px){.site-header .brand{font-size:22px;gap:8px}.site-header .brand-suffix{font-size:11px}.site-header .brand-mark svg{width:31px;height:31px}.site-header .header-inner{gap:7px}.site-header .header-ency-label{font-size:9px!important}.site-header .menu-toggle{width:36px;height:38px}.ency-hero-copy h1,.site-content .ency-hero-copy h1{font-size:38px}.detail-summary h1{font-size:30px}.detail-facts>div{grid-template-columns:98px minmax(0,1fr);gap:10px}.home-journeys strong{font-size:13px}.form-grid{grid-template-columns:1fr}}.result-panel h3{color:#fff}.site-footer .footer-brand .footer-contact{color:#245f8c}.bank-grid .bank-profile .text-link{margin-top:auto}@media(min-width:1101px) and (max-width:1199px){.site-header .header-inner{gap:14px}.site-header .main-nav{gap:17px}.site-header .main-nav>a{font-size:12px}.site-header .header-action{font-size:12px;padding-inline:12px}.site-header .header-search-link>span{display:none}}@media(prefers-reduced-motion:reduce){.card-tile,.home-journeys>a{transition:none}}.prose .article-table-scroll{max-width:100%;overflow-x:auto;margin:24px 0;border:1px solid #d4e2ec;border-radius:10px;background:#fff;overscroll-behavior-x:contain}.article-table-scroll:focus-visible{outline:3px solid #1766a5;outline-offset:3px}.prose .article-table-scroll table{width:100%;min-width:560px;border-collapse:collapse;font-size:15px;line-height:1.75;margin:0}.prose .article-table-scroll td,.prose .article-table-scroll th{padding:14px 16px;border-bottom:1px solid #e1eaf1;text-align:left;vertical-align:top}.prose .article-table-scroll th{font-weight:600;color:#123e60;background:#edf5fc}.prose .article-table-scroll tr:last-child td{border-bottom:0}.prose .article-table-scroll tbody tr:nth-child(2n){background:#f8fbfe}